Structured Debt in 2025: A Founder’s Field Guide
When equity is dilutive and bank credit slow, structured instruments can bridge growth responsibly.
ReadXitij is an investment and investment‑facilitation partner helping founders and enterprises access capital, craft winning strategy, and scale responsibly with strong governance.
Across equity, convertible & structured debt for portfolio and advised firms.
Curated deal flow with rigorous diligence and governance frameworks.
Digital, FinTech, Impact, AI, Manufacturing & more.
Syndicate & co‑invest opportunities with leading partners.
Handcrafted e-commerce marketplace enabling Indian artisans to reach global buyers. Support includes digital GTM, supply-chain financing options, and marketplace partnerships.
Handcrafted retail brand partnering with local artisans across India. Support includes distribution partnerships, working-capital structuring, and brand strategy.
Strategic advisory and execution partner offering technology-led transformation, automation, and AI-enablement services across BPO, BFSI, and government sectors. Enrich works at the intersection of process innovation and digital execution—bridging capital, capability, and compliance for clients globally.
Automation and AI-assisted operations for customer experience. Value-add: enterprise access, channel partners, and capital strategy for expansion.
Conversational AI platform streamlining customer interactions and support. Support spans enterprise deal facilitation and governance frameworks.
Workforce productivity suite for distributed teams. Engagement includes fundraising readiness, KPI design, and GTM acceleration.
Co-invest alongside Xitij in curated opportunities with rigorous diligence, clear governance, and structured reporting.
We support founders and leadership teams through every phase of capital raising — from building investor-ready narratives to negotiating the close.
Board-level guidance to unlock growth, strengthen governance, and execute complex change with confidence.
Xitij partners with founders and leadership teams as investors, facilitators, and advisors. We combine capital access with deep operating expertise to unlock sustainable growth.
Founder‑market fit, defensible moats, prudent unit economics, and strong governance are non‑negotiable. We favour scalable platforms in Digital, FinTech, Impact and AI.
Founder & Managing Partner author of two books on AI; investor and board‑level advisor. Leads Xitij’s thesis across AI‑first platforms, FinTech/BFSI, and impact ventures. Focus: capital strategy, governance, GTM acceleration.
Seasoned operators and capital markets specialists engaged on a deal‑by‑deal basis for diligence, structuring and post‑close value creation (IR, M&A integration, compliance, and transformation).
A journey of disciplined growth — from boutique advisory to a trusted investment and facilitation partner for founders and investors across digital, fintech, and impact sectors.
Each milestone marks our progress toward building a transparent, tech-enabled, and impact-oriented investment ecosystem.
Xitij’s investment philosophy anchors on measurable, responsible impact — not just valuations. Our goal is to amplify both economic and social value through conscious capital.
We measure success not just in capital raised or deployed, but in livelihoods empowered and governance strengthened.
Our ethos is built on integrity, governance, and partnership — the cornerstones that define how we invest, advise, and operate.
These values are not slogans — they define our daily choices, our diligence rigor, and the trust we build with every stakeholder.
Four complementary pillars that together power the full lifecycle of value creation — from early-stage investment and capital facilitation to strategy, governance, and venture building.
We invest directly and through syndicates in high-potential digital and technology-led businesses. Our capital comes with deep operating expertise and hands-on governance. Typical stages range from Pre-Series A to Series B, focusing on scalable, defensible, and capital-efficient models. We look for strong founder-market fit, early proof of traction, and alignment with our thematic priorities in AI, FinTech, Impact, and B2B SaaS.
Our facilitation services bridge credible founders and quality capital. We act as an extended deal team for startups, preparing them for investor interactions and managing the full fundraise lifecycle — from story and numbers to term sheets and close.
The outcome — faster closes, stronger valuations, and long-term alignment between capital and capability.
We bring the combined lens of investors, operators, and transformation experts to solve complex business problems. From capital strategy to IPO readiness, our advisory mandates help leadership teams structure sustainable growth.
Our approach blends actionable playbooks with pragmatic execution, helping businesses unlock value and investor trust.
Beyond capital and advice, we actively co-create ventures. Our venture studio model partners with founders from idea to scale, providing access to domain experts, early customers, and product strategy support. We help validate business models, shape MVPs, and build sustainable go-to-market momentum.
We build ventures that can stand independently, scale profitably, and operate with strong governance from day one.
Our portfolio reflects a balanced mix of digital-first, impact-driven, and technology-led ventures where Xitij has played roles as investor, facilitator, or strategic advisor. Each engagement combines capital, capability, and governance to create lasting enterprise value.
Handcrafted e-commerce marketplace enabling Indian artisans to reach global buyers. Support includes digital GTM, supply-chain financing options, and marketplace partnerships.
Handcrafted retail brand partnering with local artisans across India. Support includes distribution partnerships, working-capital structuring, and brand strategy.
Strategic advisory and execution partner offering technology-led transformation, automation, and AI-enablement services across BPO, BFSI, and government sectors. Enrich works at the intersection of process innovation and digital execution—bridging capital, capability, and compliance for clients globally.
Automation and AI-assisted operations for customer experience. Value-add: enterprise access, channel partners, and capital strategy for expansion.
Conversational AI platform streamlining customer interactions and support. Support spans enterprise deal facilitation and governance frameworks.
Workforce productivity suite for distributed teams. Engagement includes fundraising readiness, KPI design, and GTM acceleration.
Xitij’s portfolio spans across diverse business models and maturity levels — from early-stage innovation to growth-stage transformation. Every engagement is anchored in diligence, governance, and long-term partnership.
When equity is dilutive and bank credit slow, structured instruments can bridge growth responsibly.
ReadWhat investors expect across financials, legal, product, customers, and governance.
DownloadRound led by leading HNIs with strategic distribution partners participating.
ViewAt Xitij Technology Services, we bring together founders, investors, and strategic partners to create value through disciplined investing and responsible growth. Our co-investment model allows institutional, family office, and HNI investors to participate in curated, high-governance opportunities across Digital, FinTech, Impact, SaaS, and AI-led ventures.
Every opportunity listed with Xitij undergoes rigorous diligence — commercial, legal, technical, and governance —
before being opened to our network. Investors receive structured deal briefs, founder interactions,
and transparent post-close reporting.
Whether you wish to back promising early-stage founders or co-invest in growth-stage opportunities,
our syndicate model ensures alignment, visibility, and compliance at every step.
Complete the relevant form below to join our investor network or to submit your startup pitch. We typically respond within 7–10 working days after initial review.
If you’re raising capital, tell us about your company. We aim to respond within 7–10 working days.
Join our co-investor network for curated deal flow, diligence briefs, and governance-ready opportunities.
Whether you’re an investor exploring co-investment opportunities, a founder preparing to raise capital, or an enterprise seeking strategic advisory — we’d love to hear from you. Our team ensures every inquiry receives thoughtful attention within two business days.
Drop us a message and we’ll route it to the relevant partner or team member. For deal submissions or advisory queries, please mention the specific vertical or domain.
Head Office: Delhi, India
Regional Hubs: Pune • Bengaluru • Phillippines • Dubai
Email: info@xitijservices.com
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Investor Relations & Partnerships
Write to us with your credentials and thesis to explore co-investment participation.
We respond within 72 business hours.
“Every relationship begins with a conversation. Let’s start one today.”
— R Rajesh, Founder & Managing Partner
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Past performance is not indicative of future results. All trademarks belong to their respective owners. Portfolio references may include advised or facilitated deals.
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